Realtor FAQ's
You’ve spent months working on a manufactured home deal only to find a few days before closing that the bank will not approve the loan because the foundation doesn’t meet the FHA/HUD or VA requirements – how frustrating! This is where Home Tech Foundation Systems, Inc. can help. We can do an inspection and get you a written estimate within a day or two. We can expedite the installation of an FHA/HUD compliant foundation system and get an engineering certificate issued within a few short days – the next day in some cases!
We also can provide a certified letter verifying HUD tag numbers (for a nominal fee) should tags be covered or missing. HUD tags are an esential part of an engineering certificate. We can take the additional pressure off your client and bill at the close of escrow – NO OUT OF POCKET EXPENSE – if that’s what it takes to close the deal.
What you need to know:
- HUD and FHA lender requirements mandate that a manufactured home must have an engineering certification that the foundation is permanent and meets federal requirements.
- We visually inspect the home’s foundation
- Once the home inspector gathers the required information, we let you know if it meets the requirements or what is needed to meet complaince guidelines
- We submit directly to the engineer and recieve the Engineer’s Certificate within a day or so.
- It’s easy!
Home Tech Foundation Systems, Inc. is the best company to rely on. Just leave it to us to make your next manufactured home sale/purchase a little less stressful. We look forward to meeting your needs!
What is required for FHA/HUD certifications?
The requirement is that the foundation meet the guidelines of a very specific document – the September 1996 Permanent Foundation Guide For Manufactured Housing. This is independent of any state or local requirement or manufacturer’s guidelines.
What is the turnaround time?
Our normal turnaround time is 3-5 business days. We have an expedited service available with a 24-48 hour turnaround.
Do you require payment up front or can your fee be paid at closing?
Our normal practice is to be paid up front, but we have a payment at closing option.
What if the foundation is not HUD compliant?
We can typically upgrade the foundation within 3 days.
Can the upgrades be paid at closing?
Our normal practice is to be paid up front but we have a payment at closing option available.
What happens after the upgrades are performed?
We schedule a reinspection and submit our report to the engineer for review and issue of the engineering certificate
How are your engineering certificates delivered?
We send our certificates via email. Upon request we can have an original “wet seal” of the engineering certificate sent to your office. However, the emailed versions are acceptable 99% of the time.